๐Ÿงฎ Free Tool

Retirement Calculator

Find out how much corpus you need to retire comfortably โ€” and exactly how much to save each month to get there. Built for UK and India.

๐Ÿ‡ฌ๐Ÿ‡ง UK & ๐Ÿ‡ฎ๐Ÿ‡ณ India Inflation-adjusted Dependents included No sign-up needed

Step 1 of 7

Which country are you retiring in?

This sets the currency, inflation rate, and planning assumptions.

Step 2 of 7

What do you want to calculate?

Choose what matters most to you right now.

Step 3 of 7

Your age milestones

These define your saving window and how long your corpus needs to last.

30 yrs to retire

Step 4 of 7

Your dependents

People who will depend on your retirement income. This is added on top of your personal expenses and increases the corpus needed.

Step 5 of 7

Monthly income in retirement

How much do you want to spend per month in retirement, in today's money? We'll adjust for inflation.

3% conservative 7% 15% aggressive

Step 6 of 7

Existing retirement assets

Include savings, investments, pension pot, plots of land โ€” anything you plan to liquidate for retirement. Exclude your primary home since you'll live in it until you retire.

Step 7 of 7 โ€” Your retirement plan

Your retirement plan

Corpus & income

Total corpus needed
โ€”
At retirement
Retirement duration
โ€”
Years of retirement income
Monthly income needed
โ€”
Inflation-adjusted at retirement
Current assets grow to
โ€”
By retirement date
Shortfall to cover
โ€”
Additional corpus needed beyond current savings

What you need to save

Monthly investment needed
โ€”
To cover the shortfall
Annual investment needed
โ€”
Per year target

Projection breakdown

Year-by-year investment schedule

How your portfolio grows each year โ€” showing what to invest, your cumulative total, and projected portfolio value at 7% return.

Year Age Monthly to invest Annual to invest Cumulative invested Portfolio value Growth

Assumptions used in this calculation

This calculator is for educational purposes. Figures are estimates based on assumed return rates and inflation. Speak to a qualified financial adviser before making investment decisions.